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Mortgage Checklist

Documentation Needed  (Purchase) 

•  Clear copy of ID
•  Clear copy of Social Security card
•  Last 2 years W2’s and/or 1099’s
•  Last 30 days paystubs
•  Last 2 years 1040 tax returns
•  If Self-Employed:  Last 2 years Corporate returns and K1’s
•  Lease agreements for all rental properties (if applicable)
•  2 months most recent bank statements
•  Any large deposits must be sourced and seasoned
•  Must include ALL PAGES
•  Must have name, full account number and institution visible
•  Screen prints NOT acceptable
•  Most recent retirement statement (if applicable)
•  Most recent quarterly statement
•  If using as funds for closing, include terms of withdrawal
•  Gift funds  (if applicable)
•  Must be from an acceptable source
•  Acceptable gift letter
•  Provide evidence of donor’s ability – (Source and season person giving gift   with bank statements)
•  Document the transfer of gift funds
•  Fully executed Purchase Agreement
•  Estimated HUD from escrow (with contact info) showing buyer & seller costs
•  HOA contact info (if condo/PUD)
•  Bankruptcy Papers – all schedules and discharge papers  (if applicable)
•  Divorce Decree – must be a certified copy OR signed by courts  (if applicable)
•  Child Support Order – 3 mos evidence of receipt   (if applicable)
 
 Documentation Needed  (Refinance)
 
•  Clear copy of ID
•  Clear copy of Social Security card
•  Last 2 years W2’s and/or 1099’s
•  Last 30 days paystubs
•  Last 2 years 1040 tax returns
•  If Self-Employed:  Last 2 years Corporate returns and K1’s
•  Lease agreements for all rental properties (if applicable)
•  2 months most recent bank statements
•  Any large deposits must be sourced and seasoned
•  Must include ALL PAGES
•  Must have name, full account number and institution visible
•  Screen prints NOT acceptable
•  Most recent retirement statement (if applicable)
•  Most recent quarterly statement
•  If using as funds for closing, include terms of withdrawal
•  Mortgage statement
•  Property Insurance Declaration page with contact info
•  Mortgage Note  (if applicable)
•  HOA contact info (if condo/PUD)
•  Bankruptcy Papers – all schedules and discharge papers  (if applicable)
•  Divorce Decree – must be a certified copy OR signed by courts  (if applicable)
•  Child Support Order – 3 mos evidence of receipt   (if applicable)
 
 
Copyright © 2019 Cynthia Jung Hallas, Mortgage Loan Officer NMLS # 334571, AmeriFirst Financial, Inc. 14350 N. 87th St, Suite 310, Scottsdale, AZ 85260
AZ License 916143
CA License CA-DOC334571

AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1-877-276-1974.
AZ BK0013635
CA BK4130901

Copyright 2016. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply.
CA: Licensed by The Department of Business Oversight under the California Residential Mortgage Lending Act.
CO: Regulated by the Division of Real Estate
WA: Washington Consumer Loan Company License No. CL-145368.
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